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This guide presents information on the purchase and ownership rights contracts during the acquisition of a house, as well as a detailed description of the procedures for issuing certificates, the required documents, and the application process, including the corresponding services.
When acquiring an apartment with a mortgage loan, instead of a standard apartment purchase and sale agreement, a contract for the acquisition of the right to purchase an apartment is concluded (it may have different names). It is on the basis of this contract that the real estate is registered under the right of ownership in the future.
The agreement for the acquisition of the right to purchase an apartment:
In order to register the right to purchase an apartment, it is necessary to present:
For the registration of the right to purchase an apartment, a state registration service fee of 50,000 AMD and a state duty fee of 3,000 AMD are charged. The certificate of right is provided within 4 working days.
If desired, the registration can also be done through an expedited procedure for an additional fee:
The notification regarding the state registration of the right to purchase an apartment is sent to the email address and phone number indicated in the application, and the certificate of the right to purchase is sent to the email address 4 working days after the application.
The notification includes the registration number and password for the right, which allow you to check the information about the property online on the Cadastre Committee's website.
When the acquisition of an apartment is carried out at the State Committee of the Cadastre, a real estate sale contract is concluded.
The real estate sale contract at the Cadastre Committee is concluded in two written copies and is certified by the signatures of the parties.
The Certificate of Ownership Right for an apartment is a document that confirms your rights as the owner over the constructed space at a given address.
After receiving the certificate, you can:
If you acquired the apartment through a lum-sum payment, you can immediately apply to register the right of ownership after concluding the sale contract. You can do this at the Cadastre Committee or at a notary office.
Note that if you apply to a notary office, the process might take longer than the period defined by law (3 working days).
If you acquire an apartment in a newly constructed building with a mortgage loan, you must wait until the developer completes the construction of the building and receives the completion certificate (permission for operation) from the relevant body. After this, you can apply to a notary office to receive the apartment's certificate of ownership.
The development company usually makes arrangements with notary offices itself and informs you about the place and timing of the ownership right registration.
To receive information regarding the details of the ownership right registration, consistently keep in contact with the company that carried out the construction of your apartment.
The contract for the transfer of the right of ownership for an apartment acquired with a mortgage loan from the secondary market must be concluded and certified at a notary office, and subsequently registered with the Cadastre Committee.
In order to conclude the apartment ownership right contract at a notary office, it is necessary to present:
You can obtain the necessary information regarding the required documents from the development company. It is possible that there may be a need to present additional documents.
